Disclaimer

Pay projections are based on the estimated state tax rate and may vary from your actual pay because of rounding and number of withholding allowances. Because of the complexity of the subject matter and since it is subject to interpretation, you should not construe this material as advice for benefit selection or on personal tax matters. If you need such advice, consult your doctor, medical advisor, or an attorney. This program is designed as an estimating tool for you and your family and will be only as good as your input. See your Human Resource Department for a complete explanation of your benefit package.

Because of the complexity of the subject matter and since it is subject to interpretation, you should not construe this material as tax, or investment advice. If you should need such advice, consult your attorney, accountant or investment advisor.

Past performance of investments is not necessarily an indication of future performance.

See your retirement plan prospectus for detailed information regarding your investment options.

Modeling guidelines are furnished by your Retirement Plan Administrator.

See your HR Department for a complete explanation of your benefit package.